SOLAR FINANCE

Solar & Energy Finance is a highly specialised, experienced finance service dedicated solely to providing finance solutions to residential and commercial customers, solar installers and the energy sector.

They provide flexible and transparent solutions for residential or commercial solar & energy installations right across Australia, including PV solar, batteries, storage, LED lighting, power factor correction, air conditioning, electrical, refrigeration, pumps, irrigation, fire systems and much more! Northern Solar is proud to be affiliated with Solar and Energy Finance in providing Tweed coast solar finance customers with a range of flexible, easy to understand finance options.

Solar & Energy Finance is a proudly 100% Australian family business with no affiliations or ownership links to any bank, lender, or solar company or installer.

Residential Solar Finance

Unsecured Solar Loan

Features Include:

100% no deposit finance
Loans from $3,000 to $50,000
Fast approvals
Choice of loan term from 1-7 years
Principal and Interest daily reducing loans
No early repayment fees ever on our 5-year loan
Extra repayments allowed which reduces the interest and loan term
Funds payed electronically at settlement
Loan options for
- PAYG employees,
- self-employed persons,
- self-funded retirees
- Centrelink Beneficiaries
Homeowners and non-homeowners accepted

To approved applicants, terms & conditions, fees and charges apply

Commercial Solar Finance

Chattel Mortgage

The client’s business owns the solar equipment from day one
100% of the invoice cost can be financed
The client may be eligible to claim 100% of the GST in the next BAS
Interest component of repayments is tax deductible
Client can claim depreciation on the solar equipment
Fixed payments for the term make it easy to budget for
Solar loan is shown as a liability on the client’s balance sheet
Utilises the solar equipment or asset financed as security for the loan

Rental (Operating Lease)

The business owner rents the solar equipment for the term of the loan
When the rental term expires the client may purchase the equipment off the funder for a final payment
Repayments are 100% tax deductible
Off balance sheet expense – not shown as a liability on client’s balance sheet
Preserves client’s working capital and existing bank funding
Utilises the solar equipment or asset financed as security for the loan
Fixed payments for the term make it easy to budget for